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Solutions and Expertise
Propel Property Finance distinguishes itself through its deep market insights and dedication to remaining current with the latest lender criteria and product offerings.
With a network of over 200 lenders spanning both traditional and alternative funding channels, we offer unparalleled access to diverse funding sources.
We specialize in the following areas:
Senior Debt
Mezzanine Finance
Bridging Finance
Equity
The senior debt space is characterized by intense competition and a multitude of players, who actively finance development and investment opportunities spanning across various real estate assets. Consequently, securing senior debt is often more accessible, as these lenders typically hold the first charge on projects and are prioritized for repayment. We leverage our market knowledge and strong industry connections to effectively structure proposals with the most suitable lenders. Our extensive and growing network includes local council, well-established high-street banks, innovative challenger banks, niche boutique lenders, influential private equity firms, insurance companies and real estate funds.
Mezzanine finance, also known as "junior" debt, is often more challenging to secure than senior funding. Mezzanine debt holds a subordinate position to senior debt, leading to higher rates compared to senior debt. Junior debt supplements senior debt to increase the loan-to-value (LTV) ratio, enabling developers to diversify their equity across a wider range of projects. The mezzanine market primarily attracts funding from high-net-worth individuals who operate through funds, aiming to generate returns on their equity. These investors possess an understanding of the risk-adjusted returns associated with second charge lending and can facilitate higher leverage compared to senior debt on the same assets.
Bridging finance, serves as an optimal solution for needs such as auction finance or when developers require funding to navigate planning processes or execute improvement schemes. A common exit strategy for a bridging loan involves refinancing it onto a development facility or an investment facility. We work with bridging finance providers in scenarios where clients require rapid financing, adaptability, or additional time. We maintain access to prominent lenders operating in this domain, alongside a diverse pool of alternative funders. This includes specialist bridging funds, boutique lenders, high net worth individuals and private equity funds.
Equity funding, also known as "joint venture" finance, is often the most difficult type of funding to secure. The return on investment for an equity investor is determined by the level of security and priority of repayment. Typically, investors receive payment once all other lenders have been repaid and, in return, they participate in a share of the profits. This highlights the importance of the project team as well as the underlying asset for the investor. Developers frequently leverage equity partners to diversify their equity across multiple projects and increase the scale of their typical investments. Equity serves as a catalyst for expanding companies.
Bantry Finance is a Real Estate Finance Brokerage, working closely with property professionals across the United Kingdom.
Our team has extensive experience in property development and lending, gained from hands-on experience in credit committees and direct involvement in projects.
With a network of over 200 lenders, including both traditional and alternative funding sources, we offer unmatched access to diverse funding options.
Our strategic partnerships with top-tier lenders, legal, and surveying professionals enhance our capabilities, ensuring successful outcomes for our clients.
Partnering with Bantry Finance means getting advice rooted in real-world expertise and practical experience in working with lenders on active deals.
About Us
We believe funding real estate development projects should be easy.
Bantry Finance has built up a strong reputation in advising and structuring the correct debt and equity package for our clients.
We've partnered closely with our clients, utilizing our sector understanding and experience, and leveraging our relationships to source and structure finance tailored to their specific requirements. This comprehensive approach enables us to deliver exceptional advisory solutions.
Our services are based on firsthand encounters with lender operations and well-informed market perspectives derived from evidence-based analysis, enabling us to provide exceptional advisory solutions.
Our robust partnerships with top-tier high street and specialized finance lenders, as well as legal and surveying professionals, empower us to exceed expectations, ensuring successful and timely outcomes for our clients.
Our fee structure operates on a performance-based model, where we solely charge upon successful funding. This approach aligns with a no-win, no-fee policy, ensuring that our clients only pay when their financing goals have been achieved.
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Location
167 - 169 Great Portland Street
5th Floor, London, W1W 5PF
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2024 by Bantry Finance
Bantry Finance, registered under company number 14983311, engages solely in introductory activities and provides advice exclusively concerning unregulated activities. While we aim to ensure that all advice provided by Bantry Finance is accurate and current, we make no representation or warranty about the accuracy, completeness, or suitability for any purpose of the information we provide. We do not engage in, nor do we hold ourselves out as engaging in, any activities regulated under the Regulated Activities Order outlined in the Financial Services and Markets Act 2000. We shall have no liability whatsoever for any lost profit, income, or savings, wasted expenditure, loss of goodwill, loss of business opportunity, liquidated damages, or indirect or consequential loss suffered by anyone. Bantry Finance is not FCA regulated, and our services are not covered by any financial services compensation schemes.